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Showing posts from February, 2025

February 20th ... A Day of Reflection

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  “Just Thinking” I had a sad day yesterday; I attended the funeral of my friend and high school classmate F.X. Crowley. It was a beautiful celebration of his life, there was a packed house at St. Ignatius Church on the USF campus. His children all gave beautiful, heartfelt talks about their favorite memories of times spent with their father. I was so happy to see so many of my fellow classmates, to catch up, to tell stories of our times with F.X. and to talk about our great sense of loss. Yesterday was also the 6 th  anniversary of my Dad’s passing, so when I got home, I had a lot to reflect on. I thought a lot about legacy, about family and about how fleeting our time is. I went through some of my journals and notebooks and came across one of my favorite poems, “If” by Rudyard Kipling, although addressed to a young man, it is really a father sharing his life’s learned lessons to a child , a beautiful testament of his love and legacy. If you can keep your head when all about ...

Is the Fixer-Upper Era Over?

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  Check Out This Weeks Newsletter Buyers are increasingly turning away from fixer-uppers—and opting for remodeled or move-in-ready homes instead. According to a recent Zillow report, this trend is fueled by a desire for convenience and rising renovation costs, which have made the allure of “TLC” homes much less appealing. Here’s a breakdown of what’s happening and why the era of the fixer-upper may be nearing its end. Remodeled Homes Are in High Demand In a market where every penny counts, buyers are willing to pay a premium for homes that are move-in ready. Zillow’s analysis found that homes labeled as “remodeled” see the highest sale price premium of any listing keyword—3.7% higher than expected. This translates into an additional $13,194 on the sale of a typical U.S. home. But it’s not just about price—these homes are also gaining attention. Listings that highlight being “remodeled” receive: 26% more daily saves 30% more shares with shopping partners Buyers are clearly eager to ...

Happy Valentine's Day

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  “Just Thinking” Happy Valentine’s Day, the day of Love, Amore, When the moon hits your eye like a big pizza pie, that’s amore. This year Valentine’s Day falls on a Friday, there wont be an empty table in any restaurant anywhere, if you don’t have a reservation, you better be picking up some roses. The Valentine’s Day traditions include exchanging cards and flowers, chocolates and going out to dinner and, of course, wearing something red. Children in school exchanging cards and candies with classmates. What about some of the awesome candies that are unique to Valentine’s Day; Conversation Hearts, the small, pastel-colored candies with messages like "Be Mine" and "Love You.". Heart-Shaped Box of Chocolates, Red Hots Cinnamon Candy Hearts, Hershey’s Kisses wrapped in red, pink, or silver foil, M&Ms Valentine Edition, Gummy Hearts, Jelly Belly Valentine Jellybeans and Pink & White Marshmallow Peeps. Valentine’s Day is the feast day of St. Valentine. Who was St...

Homeownership is More Affordable Than Renting in 2025—But There’s a Catch

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If your buyers are still on the fence about buying versus renting, here’s something to wake them up: In nearly 60% of U.S. counties, owning a home is now more affordable than renting. But before you start blasting this out in your marketing, there’s a catch—this applies to rentals with three or more bedrooms. Plus, down payments remain a major hurdle, and in some markets, homeownership still consumes over half of a buyer’s income. That’s according to ATTOM’s 2025 Rental Affordability Report, which breaks down where homeownership makes the most sense and where renting still wins. Let’s unpack the key takeaways and how real estate agents can use this data to guide their clients. Where Buying Wins in 2025 Despite high home prices and mortgage rates, owning a home is the better financial move in the majority of U.S. markets. Here’s where buyers get the best deal: Midwest is a buyer’s paradise – In 80% of counties, owning a home beats renting on affordability. Metro areas like Detroit (Wayn...

There's No Crying in Baseball

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  “Just Thinking” I saw a Reel on Instagram the other night, a couple of guys were asked to name the top 10 fictional baseball players. They did a great job, but that got me thinking that I wanted to elaborate on their list to include not only their players but some of the auxiliary players in baseball movie lore. First of all, the guys that I saw were on a channel called Glue Guys Sport and here is their list, the top ten fictional baseball players 1) Roy Hobbs, The Natural 2) Ricky “Wild Thing” Vaughn, Major League 3) Benny the Jet, Sandlot 4) Crash Davis, Bull Durham 5) Steve Nebraska, The Scout 6) Jake Taylor, Major League 7) Willie Mays Hayes, Major League 8) Henry Rowengartner, Rookie of the Year 9) Stan Ross, Mr. 3000 10) Billy Chapel, For Love of the Game. It’s hard to argue with that list, Major League is well represented with three of the top ten and an awesome list of movies, I’m just thinking there are several more that need to be mentioned in the history of fictional b...

If Gen Z Wants to Buy a Home, They Need to Fix These 3 Mistakes

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Check Out This Weeks Newsletter! Gen Z is doing a lot right when it comes to financial planning. They save more than any other generation, with some stashing away their entire paycheck. But despite their impressive savings habits, many still can’t break into homeownership. The reason? Three key mistakes are keeping them locked out of the market. Here’s what you need to know. 1. Underestimating the Real Costs of Homeownership Yes, Gen Z saves aggressively, but buying a home isn’t just about the down payment. The median U.S. home price in January 2025 is $400,500. First-time buyers put down an average of 9% ($36,045). The average Gen Z buyer spends 37% of their income on a mortgage—far higher than the 26% spent by the typical buyer. Renting is still cheaper: The median rent is $1,695/month, while a mortgage (with a 9% down payment) runs $2,413/month. Lesson: Saving is great, but understanding total costs—mortgage, taxes, insurance, and maintenance—is essential. 2. Failing to Adapt to Mar...