Chuck Barberini Real Estate

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Martinez Realtor Chuck Barberini - Financial Reform Bill Senate Passes Financial Reform Bill The Senate on Thursday approved the most extensive overhaul of the banking system since the 1930s. The legislation must still be reconciled with the House bill passed in December. Measures in both bills that directly affect property transactions include: Limits on the ability of mortgage lenders to penalize borrowers who pay off loans early. Stated-income loans would be effectively eliminated. Lenders would be required to obtain proof from borrowers that they can pay for their mortgages. Buyers would be required to provide tax returns, payroll receipts, or bank documents. Lenders and brokers will be prohibited from pushing borrowers to accept loans with higher interest rates or with risky features. Source: The New York Times, Gregg Hittand Damian Paletta (05/20/2010)